protecting what matters most with insurance

At FMS Financial Services, we help individuals, families, and businesses explore insurance options that align with their needs. Whether you’re looking for income protection, health coverage, or long-term care planning, we provide guidance to help you make informed decisions.

 

Insurance Needs Assessment

For empty nesters and retirees, financial priorities shift as retirement nears. This article walks through where to get started. Contact us for an in-depth assessment.

 

Insurance Options at FMS

Life Insurance

Life insurance can provide financial support for your loved ones in the event of your passing. We offer a range of options to fit your goals, whether you need temporary coverage or a long-term policy.

Disability Income insurance

Your ability to earn an income is one of your greatest assets. Disability income insurance can help replace a portion of your income if you’re unable to work due to illness or injury.

Long-term care insurance

Planning for future healthcare needs is important. Long-term care insurance helps cover the cost of extended care services, whether at home, in an assisted living facility, or in a nursing home.

Individual health insurance

For those who need personal health coverage, we provide guidance on individual health insurance options that fit your needs and budget.

Group health insurance

Business can offer employees access to healthcare coverage through group health insurance plans. We assist employers in selecting plans that support their team’s well-being.

Find the Right Coverage for Your Needs

Insurance plays an important role in financial planning. Contact us today to explore your options and develop a strategy that fits your needs.